Seminar Schedule

Debt Counseling Corporation

Onsite Seminar Schedule

You will learn:

• What a credit report and a credit score is
• How to read and understand a credit report
• Factors that affect your score
• Why credit reports and scores are important
• How to improve your score
• How to fix errors on your report

It has become more important than ever for couples to discuss before their wedding how they plan to handle their future finances together.

You will learn:

• Strategies to help pay down the debt each of you may have
• How to plan a household budget together
• Issues concerning insurance, retirement plans, wills and taxes
• Identifying future goals and ways to reach them

 March 23, 2022 @ 6:30PM How to Prevent Foreclosure

You will learn:

• What foreclosure is
• New York State foreclosure process
• Navigate lenders collection and loss mitigation departments
• Lenders short and long term alternatives to foreclosure and how to apply (i.e. forbearance, repayment, loan modification, short sale, etc.)
• Foreclosure scams

 
April 20, 2022 @ 6:30PM Life After Graduation

You will learn:

• How to build and manage your credit and why it's important
• Budgeting and saving your money effectively
• How to handle your student loans
• Where to go for information on student loans
• How to get information on finding a career
• Tips on landing your first job

 
May 25, 2022 @ 6:30PM Identity Theft

Identity theft is on the rise and it can happen to anyone.

You will learn:

• What identity theft is
• How it can happen
• Signs that you may be a victim
• What to do if you are a victim
• How to reduce your risk

 June 22, 2022 @ 12:30PM Saving for Retirement: The Time is NOW!

You will learn:

• How to calculate how much money you will need to retire comfortably
• Possible sources of retirement income
• Different types of retirement savings accounts and the advantages and parameters of each
• Important information on Social Security Benefits

July 20, 2022 @ 12:30PM Survival Guide for New College Students: How to Manage Money and Stay Out of Credit Card Debt

Many students have not been educated on how to manage money and handle credit cards. Without this knowledge the college years can lead to major debt problems.

You will learn:

• Banking basics
• How to use debit and credit cards responsibly
• How to apply for credit cards, explanation of The Credit CARD Act
• How to establish a positive credit history; the importance of good credit
• Budgeting and saving
• Identity theft

 August 24, 2022 @ 12:30PM Parent's Guide: How to Raise Financially Responsible Teens

You will learn:

• How to talk so your teen will be receptive, not defensive
• How to help your teen distinguish between needs and wants
• Allowance How much and how long
• How to teach your teen smart shopping tips and how to save money
• How to help your teen learn the basics of banking
• How to teach your teen to use credit cards responsibly

 
September 21, 2022 @ 6:30PM Saving for College 101

College tuition rates are rising at record levels. Start saving now.

You will learn about different savings options including:

• Different tax deferred accounts
• Tax advantages for tuition you are paying
• Legitimate free services that can contribute to your college savings
• Different forms of available financial assistance

October 19, 2022 @ 6:30PM Don't Break the Bank this Holiday Season

You will learn:

• How to plan a Holiday Season Budget
• Ways to deal with Holiday expenses, including creative and inexpensive gift and decorating ideas
• Smart shopping and savings tips for store and on-line shopping
• The advantages of shopping with cash instead of credit
• Ways to earn extra money for the Holidays

November 16, 2022 @ 12:30PM Senior Citizens Be Wise: Don't Lose Your Hard Earned Money to Scam Artists

You will learn:

• The different scams that target the elderly population
• The different ways scams reach the public
• How to identify a scam before you get duped
• How to check out the legitimacy of an organization
• What to do if you have fallen victim to a scam

December 21, 2022 @ 6:30PM Single or Suddenly Single: How to Take Control of Your Financial Situation

You will learn:

• Financial basics (how to balance a check book, how to pay down credit card debt, how to read and understand your credit report and more)
• How to stay on a budget without feeling deprived
• Important money saving tips
• Available financial assistance resources
• Retirement survival skills

Considering Bankruptcy?

January 20, 2022 @ 12:30PM

February 17, 2022 @ 12:30PM

March 24, 2022 @ 12:30PM

April 21, 2022 @ 10:00AM

May 19, 2022 @ 3:00PM

June 23, 2022 @ 10:00AM

July 21, 2022 @ 10:00AM

August 18, 2022 @ 12:30PM

September 22, 2022 @ 12:30PM

October 20, 2022 @ 10:00AM

November 17, 2022 @ 10:00AM

December 15, 2022 @10:00AM