Debt Counseling Corp is a licensed 501(c)(3) not for profit organization. We are
accredited by BSI for
ISO 9001:2000 an international quality standard which indicates excellence in our industry. Debt Counseling Corp is a member of
the American Association of Debt Management Organizations (AADMO). Our Credit Counselors are independently certified by the New York
Certified Credit Consultant Program. Additionally, our counselors receive ongoing in-house training through “Debt Counseling College”© which is our educational division. DCC Counselors are regularly apprised of the latest information about credit and financial management issues.
- Free Debt Analysis
- Free Personalized budget planning tailored to your specific needs and circumstances
- Free educational materials, plus our quarterly online newsletter, The Consumer Advocate
- Free assistance with identifying and reaching short and long term financial goals
- Free on-site monthly seminars on topics related to credit and debt management
- Free follow-up contact to provide ongoing counseling, education and support
- Free recommendations on the best strategies available to help you manager your debt, which may include our debt consolidation Debt Management Program
We provide free ongoing counseling and education to anyone interested in learning how to manage their debts while maintaining a dignified lifestyle. Our Certified Credit Counselors will offer you a free, no obligation Debt Analysis. You and your counselor will develop a realistic budget and spending plan tailored to your specific needs and circumstances. You will be presented with alternatives to help you manage your debt, which may include our debt consolidation Debt Management Program. If you enroll in our Debt Management Program, the interest rates on your credit cards and other unsecured debts will be lowered significantly. This means much more of your monthly payment is applied to the principle instead of paying off the high interest fees, and you will get out of debt much more quickly. Also, the Debt Management Plan allows you to consolidate your existing unsecured debts by combining them into one convenient monthly payment.
Consumers usually benefit much more from our Debt Management Plan than from getting a Home equity loan, debt consolidation loan or personal loan. Why?
- First of all, our Debt Management Program is not a loan. If you get any type of loan to pay off your debts, you are not getting rid of your debt, you would just be exchanging one form of debt for another. Instead, the Debt Management Program is not a loan or line of credit, it is a way to pay down your debt.
- Second, you do not need to be a Home-owner in order to join
- Third, there are no lengthy loan applications to be completed.
- Fourth, with our DMP, you receive ongoing education to help you understand how to take control of your finances and avoid getting into debt in the future.
In many cases, our debt consolidation Debt Management Program is a viable alternative to bankruptcy. Joining our Debt Management Program will provide you with peace of mind, because harassing phone calls from most creditors will cease after the re-aging process. Also, you can feel proud that you are responsibly paying down your debt rather than allowing it to overwhelm you.
Whichever path is right for you, our Certified Credit Counselors will be there to help you every step of the way.
We invite you to call one of our Certified Credit Counselors at (toll-free) 1.888.354.6332 to discuss your particular situation. The call is free and there is absolutely no obligation.
Take a moment to see how our Free Debt Analysis may benefit you.
BSI Management Systems is the North and South American hub of BSI, the world's leading international standards, testing, registration and certification organization.
Founded in 1901, BSI has issued more than 35,500 registrations in over 90 countries. As the world's first national standards body, and a founding member of the International Organization for Standardization (ISO), BSI facilitated and published the first commercial standards to address quality management systems, environmental management systems, occupational health and safety management systems, and project management.
ISO stands for International Organization of Standards.The ISO 9000 series is primarily concerned with "quality management". This measures what the organization does to fulfill:
- the customer's quality requirements, and
- applicable regulatory requirements, while aiming to
- enhance customer satisfaction, and
- achieve continual improvement of its performance in pursuit of these objectives.
Earning accreditation from the BSI ISO 9001:2000 series of quality management standards signifies extraordinary commitment to customer care and consumer satisfaction as well as our ongoing adherence to world class quality standards.
AADMO is the credit counseling and debt management industry’s largest trade association with nearly 150 members nationwide. Its mission is to promote and ensure the continued operation of credit counseling organizations. AADMO provides its members and consumers with information about the credit and debt counseling industry. AADMO members include credit counseling organizations, debt management organizations, consumer counselors, personal finance educators, credit and debt information publishers, debt pooling organizations, debt negotiators, debt adjusters, credit counselors, consumer lawyers and many others.
Each of our Credit Counselors is certified by Credit Debt Connect, LLC, which offers the Certified Personal Credit Counselor independent training program. The curriculum entails several hours of coursework about the consumer credit industry and the principles of effective credit counseling. Counselors are required to take seven proctored examinations. Six of the examinations test the Counselor’s knowledge and understanding of facts. The seventh examination tests the Counselor’s ability to interpret and apply these facts to actual case studies. The entire certification process is conducted under the control of an Independent Advisory Board comprised of leading experts in the banking and credit card industries. Certification is valid for one year. The Counselor is required to pass an examination each year thereafter in order to be recertified annually.
Being certified allows our Counselor to provide you with the highest quality credit counseling services, education, and debt management options.
