Sample Letter to Correct Information

Date ______________________

Credit Reporting Agency
Agency Address
Agency Address

To Whom It Concerns:

This is a request for you to investigate the following item(s) on my credit report.

The following personal information about me is incorrect:

Wrong Information Correct Information

__________________________________________________

The following accounts are not mine:

Creditor’s Name Account Number Explanation

_________________________________________________

The account status is incorrect for the following accounts:

Creditor’s Name Account Number Correct Status

________________________________________________

The following information is too old to be included in my report:

Creditor’s Name Account Number Date of Last Activity

________________________________________________

The following inquiries are older than two years:

Creditor’s Name Date of Inquiry

________________________________________________

The following inquiries were not authorized:

Creditor’s Name Date of Inquiry Explanation

________________________________________________

The following accounts were closed by me and should say this on my report:

Creditor’s Name Account Number

________________________________________________

other incorrect information:

Explanation

________________________________________________

I understand that you will check each item above, with the credit grantor reporting the information, and remove any information the credit grantor cannot verify. I further understand that under 15 U.S.C. § 1681 i(a), you must complete your reinvestigation and issue me and anyone who has requested a copy of my credit report within the previous 12 months or within the past 2 years if requested for employment purposes, a new credit report within 30 days of receipt of this letter. Thank you for your attention to this matter.

Sincerely,

Your signature

Name ___________________________________________

Address__________________________________________

________________________________________________

Home Phone _____________________________________

Social Security Number _____________________________

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