Our DMP also consists of an ongoing, comprehensive educational program which teaches you important details about
how credit cards work and how debt can accumulate so quickly
important, easy steps to reduce and eliminate your debt
critical ways to avoid getting back into debt
the psychology of spending (why do you spend what you spend?)
how to understand and improve your credit score
what to look for when comparing the benefits of different credit cards
how to identify and then achieve personal financial goals
how to avoid identity theft
what to do if you become a victim of identify theft
other important topics that are crucial for maintaining your financial health.
Educational information and counseling is provided over the phone, and those consumers who live near our office are given the additional option to participate in face-to-face individual meetings and group seminars. We also provide written information in educational packets that are emailed or sent by US mail, our quarterly on-line newsletter, The Consumer Advocate, and our website which has articles and updated information about the latest financial news that is relevant to you.