In addition to educating you, saving you money and helping you become debt-free more quickly, debt consolidation is also much more convenient.  Instead of paying off each creditor individually every month, you make one monthly payment to the Program which is disbursed to each of your creditors for you.  We also offer the convenient service of having your monthly payment automatically debited from your account, saving you the hassle of mailing in your payment and having to worry if your payment is received on time.

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