At Debt Counseling Corporation, our certified counselors will show you how to make a budget that works for you. They can help you determine where your money is going and how to save more of it while you pay off your bills.

How To Make A Budget

Making a budget is easy.  It just takes a little planning and understanding of your financial needs.

Total all your fixed expenses which include rent, utilities, car payments, mortgage payments etc.

Look at your pay stubs to determine what your monthly income is. 

Now look at non-fixed expenses such as groceries, clothing, hair cuts etc. and add them to your fixed monthly expenses.

Subtract the expenses from the income.

Sounds easy but for most people it's difficult to remember all the expenses that they have in a month and it's easy to leave some off.  To help you learn how to make a budget, we've included a form to help you remember all your expenses.  To get the worksheet go to How to Budget Worksheet