Take these steps to a debt-free life. It’s as Easy as 1,2,3.
STEP 1
Fill out our free Information Request Form or contact us by calling toll-free: 1.888.354.6332
STEP 2
After reviewing your submission, a Certified Credit Counselor will contact you, to verify information and provide you with your free no obligation consultation. At this time we will give you educational and budgeting information, and review various preliminary alternatives for you to eliminate your debt. Often this includes the possibility of joining our debt consolidation Debt Management Program. If debt consolidation is a viable alternative for you, we will provide you with an estimate of your monthly payment and interest savings at this time.
STEP 3
Whatever your best option is for reducing your debt, our Certified Credit Counselors will be there to help you every step of the way. This may mean working on a practical spending plan, setting financial goals and learning how to reach them, learning new ways to reduce spending without feeling too much of a pinch, and other ongoing strategies that will yield results. Also, we offer every individual our free educational packet entitled “Living Debt Free – How to Manage Your Debt While Maintaining a Dignified Lifestyle”.
All of our counseling and educational services and materials are completely free of charge. At Debt Counseling Corporation, it is our company mission to work with you for as long as it takes, to help you become debt-free and maintain that financial freedom throughout your lifetime. We have helped thousands of others. We can help you too!
THE DEBT MANAGEMENT PROGRAM (DMP)
If all parties agree that debt consolidation is the best plan for you, the following steps will also be taken.
DMP – STEP 1
A simple agreement will be sent to you for you to review, sign and return to our office. The paperwork includes your selection of a monthly disbursement date. Upon receipt of the signed agreement, we will begin the process of contacting your creditors to verify your balances. Also, each of your creditors will be sent a proposal in order to verify their acceptance of your enrollment on the debt consolidation Debt Management Plan, to verify your new lower interest rates, and to verify the exact monthly payment amounts.
DMP - STEP 2
Every month, you will make one scheduled monthly payment to DCC by the day before your chosen disbursement date . On the next business day, upon receipt of your payment, your money will be forwarded (disbursed) to each of your creditors for the agreed upon amounts. You will continue to receive credit card statements as usual from your creditors. Each month you will notice that your payments have been received, and you can monitor your continued success!
DMP - STEP 3
While enrolled on the debt consolidation Debt Management Program, your monthly payment amount remains the same. As each credit card gets paid off, the additional money is applied to the balances on the remaining credit cards, and this helps you pay off your overall debt significantly sooner. Throughout your time on the program, your counselor will contact you to answer any questions that may arise about your financial situation, to just “check in” and see how you are doing, and to provide ongoing education.
