Bankruptcy Counseling and Education
Pre-Bankruptcy Counseling (To be completed before you file for bankruptcy):
You are required by law (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) to receive Credit Counseling by a qualified nonprofit organization, such as Debt Counseling Corporation before you begin the bankruptcy process in court. You must complete this counseling within 180 days PRIOR to filing for bankruptcy.
After you complete the Pre-Bankruptcy course, you will receive a Certificate of Counseling and can begin the bankruptcy process.
Click on the state you reside in to begin the process.